:root{--blue:#0047A0;--blue-soft:#E8F0FA;--red:#CD2E3A;--red-soft:#FBECEE;--green:#127A3F;--green-soft:#E6F4EC;--ink:#111522;--text:#1B1F2A;--sub:#4A5163;--muted:#6B7285;--line:#E3E7EE;--bg:#F2F4F7}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--text);font-family:'Noto Sans KR',system-ui,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.5}
a{color:var(--blue);text-decoration:none}
button,input,select,textarea{font-family:inherit;font-size:16px}
.wrap{max-width:1240px;margin:0 auto;padding:0 20px}
.narrow{max-width:560px;margin:0 auto;padding:0 20px}
.sr{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
header.site{background:#fff;border-bottom:1px solid var(--line)}
header.site .top{display:flex;align-items:center;gap:14px 22px;padding:14px 20px;flex-wrap:wrap}
header.site .logo img{height:46px;display:block}
header.site .grow{flex:1}
header.site .links{display:flex;gap:16px;align-items:center;font-size:14px}
header.site .links a{color:var(--sub)}
header.site .links a.btn-sm{background:var(--blue);color:#fff;padding:8px 14px;border-radius:8px;font-weight:500}
nav.menu{border-top:1px solid #EEF1F5}
nav.menu .wrap{display:flex;gap:4px 24px;overflow-x:auto;white-space:nowrap}
nav.menu a,nav.menu span{display:block;padding:13px 0;font-size:15px;font-weight:500;color:var(--text)}
nav.menu a.on{color:var(--red);font-weight:700;box-shadow:inset 0 -3px 0 var(--red)}
nav.menu span{color:#9AA1B2}
nav.menu span small{font-size:11px;margin-left:3px;color:#A6ADBD}
main.page{padding:28px 0 56px}
.card{background:#fff;border-radius:14px;padding:22px}
.card+.card{margin-top:16px}
h1.title{margin:0 0 6px;font-size:24px;font-weight:900;color:var(--ink)}
p.lead{margin:0 0 22px;color:var(--muted);font-size:15px}
h2.sec{margin:0 0 14px;font-size:18px;font-weight:700;color:var(--ink)}
label.f{display:block;font-size:14px;font-weight:500;color:var(--sub);margin:14px 0 6px}
input.in,select.in,textarea.in{width:100%;height:48px;border:1px solid #D5DAE3;border-radius:10px;padding:0 14px;background:#fff;color:var(--ink);outline:none}
textarea.in{height:auto;min-height:90px;padding:12px 14px;resize:vertical}
input.in:focus,select.in:focus,textarea.in:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,71,160,.12)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:48px;padding:0 20px;border-radius:10px;border:0;background:var(--blue);color:#fff;font-weight:700;cursor:pointer;font-size:16px}
.btn.block{width:100%}
.btn.red{background:var(--red)}
.btn.line{background:#fff;color:var(--blue);border:1px solid var(--blue)}
.btn.gray{background:var(--bg);color:var(--sub)}
.btn.sm{height:38px;padding:0 14px;font-size:14px;border-radius:8px}
.btn:disabled{opacity:.5;cursor:default}
.btn.tg{background:#229ED9}
.btn.kakao{background:#FEE500;color:#191600}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{font-size:14px;padding:8px 13px;border-radius:999px;background:#fff;border:1px solid #DDE2EC;color:var(--sub);cursor:pointer}
.chip.on{background:var(--blue);border-color:var(--blue);color:#fff;font-weight:500}
.choice{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.choice button{background:#fff;border:2px solid var(--line);border-radius:14px;padding:20px 16px;text-align:left;cursor:pointer}
.choice button b{display:block;font-size:18px;color:var(--ink);margin-bottom:6px}
.choice button span{font-size:14px;color:var(--muted);line-height:1.5}
.choice button.on{border-color:var(--blue);background:var(--blue-soft)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--sub);margin-top:16px}
.check input{width:20px;height:20px;margin-top:1px;flex:none}
.msg{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;font-size:14px}
.msg.show{display:block}
.msg.err{background:var(--red-soft);color:#9B1C26}
.msg.ok{background:var(--green-soft);color:var(--green)}
.or{display:flex;align-items:center;gap:10px;color:#9AA1B2;font-size:13px;margin:20px 0}
.or:before,.or:after{content:"";flex:1;height:1px;background:var(--line)}
.badge{display:inline-block;font-size:12px;font-weight:700;padding:3px 8px;border-radius:6px}
.badge.blue{background:var(--blue-soft);color:var(--blue)}
.badge.red{background:var(--red-soft);color:var(--red)}
.badge.green{background:var(--green-soft);color:var(--green)}
.badge.gray{background:var(--bg);color:var(--muted)}
.list-item{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 0;border-bottom:1px solid #F0F2F6}
.list-item:last-child{border-bottom:0}
.muted{color:var(--muted);font-size:14px}
.small{font-size:13px}
.center{text-align:center}
footer.site{background:#fff;border-top:1px solid var(--line)}
footer.site .wrap{padding:24px 20px;display:flex;flex-wrap:wrap;gap:10px 22px;font-size:13px;color:var(--muted)}
footer.site a{color:var(--sub)}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:#111522;color:#fff;padding:12px 18px;border-radius:10px;font-size:14px;z-index:60;opacity:0;transition:opacity .2s;pointer-events:none;max-width:90vw}
.toast.show{opacity:1}
/* AI 상담원 */
#pk-chat-btn{position:fixed;right:18px;bottom:18px;z-index:50;height:54px;padding:0 20px;border-radius:27px;border:0;background:var(--blue);color:#fff;font-weight:700;font-size:15px;box-shadow:0 6px 20px rgba(0,30,80,.25);cursor:pointer;display:flex;align-items:center;gap:8px}
#pk-chat{position:fixed;right:18px;bottom:84px;z-index:50;width:min(380px,calc(100vw - 24px));height:min(560px,calc(100vh - 120px));background:#fff;border-radius:16px;box-shadow:0 12px 40px rgba(0,20,60,.25);display:none;flex-direction:column;overflow:hidden}
#pk-chat.open{display:flex}
#pk-chat .hd{background:var(--blue);color:#fff;padding:14px 16px;display:flex;justify-content:space-between;align-items:center}
#pk-chat .hd b{font-size:16px}
#pk-chat .hd small{display:block;font-size:12px;opacity:.85}
#pk-chat .hd button{background:none;border:0;color:#fff;font-size:22px;cursor:pointer;width:36px;height:36px}
#pk-chat .body{flex:1;overflow-y:auto;padding:14px;background:#F6F8FB;display:flex;flex-direction:column;gap:10px}
#pk-chat .b{max-width:85%;padding:10px 13px;border-radius:12px;font-size:14px;line-height:1.55;white-space:pre-wrap;word-break:break-word}
#pk-chat .b.u{align-self:flex-end;background:var(--blue);color:#fff;border-bottom-right-radius:4px}
#pk-chat .b.a{align-self:flex-start;background:#fff;color:var(--text);border:1px solid var(--line);border-bottom-left-radius:4px}
#pk-chat form{display:flex;gap:8px;padding:10px;border-top:1px solid var(--line)}
#pk-chat input{flex:1;min-width:0;height:44px;border:1px solid #D5DAE3;border-radius:10px;padding:0 12px;outline:none}
#pk-chat form button{height:44px;padding:0 16px;border:0;border-radius:10px;background:var(--blue);color:#fff;font-weight:700}
@media (max-width:640px){
  header.site .logo img{height:38px}
  .row2,.choice{grid-template-columns:1fr}
  h1.title{font-size:21px}
  .card{padding:18px}
  #pk-chat-btn span{display:none}
  #pk-chat-btn{width:54px;padding:0;justify-content:center}
}
/* 모바일 하단 탭바 */
#pk-tabs{display:none}
@media (max-width:760px){
  #pk-tabs{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:45;background:rgba(255,255,255,.97);border-top:1px solid var(--line);padding:4px 0 calc(4px + env(safe-area-inset-bottom));backdrop-filter:blur(8px)}
  #pk-tabs a{flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;padding:6px 0;font-size:11px;color:#7A8296;font-weight:500}
  #pk-tabs a.on{color:var(--blue);font-weight:700}
  body.has-tabs{padding-bottom:calc(66px + env(safe-area-inset-bottom))}
  body.has-tabs #pk-chat-btn{bottom:calc(78px + env(safe-area-inset-bottom))}
  body.has-tabs #pk-chat{bottom:calc(142px + env(safe-area-inset-bottom));height:min(520px,calc(100vh - 170px))}
  body.has-tabs .toast{bottom:calc(84px + env(safe-area-inset-bottom))}
}
.sbtn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;height:52px;border-radius:10px;border:0;font-size:16px;font-weight:700;cursor:pointer;font-family:inherit;position:relative}
.sbtn+.sbtn{margin-top:10px}
.sbtn svg{position:absolute;left:18px}
.sbtn.tg{background:#229ED9;color:#fff}
.sbtn.kk{background:#FEE500;color:#191600}
.sbtn.gg{background:#fff;color:#1F1F1F;border:1px solid #DADCE0}
.sbtn:active{filter:brightness(.95)}